Advertising
Facebook
Google+
Twitter
Pinterest
WhatsApp

Health Insurance in Colombia: How it Works and Some Tips

Health Insurance in Colombia

Isabela Gómez

If you are living in Colombia and have no clue how the health insurance system works or you’re interested in travel insurance, then you are in the right place! For me, the health insurance in Colombia was very different from what I used to know back in my home country. It offers great service and in some cases, it’s not that expensive. The price will vary depending on the insurance you get, the members you affiliate and the type of career or work you have. Here I explain all you need to know before getting it! The first thing you should know about is the “EPS, Entidad Promotora de Salud” (HPE, Health Promotion Entity) that exists in Colombia, which is in charge of providing public health services to the population, including medical consultation, hospitals, emergencies, and others. Normally, if you are working for a company, your contract will say that they pay for this health service for your family (partner, sons, and people under your care) and you. But since is an obligation to have it while you are living here, you can get it by contacting any “EPS” (HPE) of your choice. You have a long list of options (I will put the most common down below) and remember you will need your visa status up-to-date and the price will be a percentage based on your salary.

How does “EPS” (HPE) work?

To use your “EPS,” you have to make an appointment through their website and they automatically will send you to the general medicine area, who then will refer you to a specialist. This process will be fast depending on your needs. Yes, it sounds complicated, but actually, it’s very organized and also very punctual, which doesn´t work for me because I always arrive 2 minutes late! But I know from friends that their service works very well for them and they don’t require a private health insurance at all. You also have the option of private health insurance, which you can only get if you have already an “EPS” (some of the business advisors from private institutions can do this procedure for you). After my experience with “EPS,” what I really appreciate about the private health insurance is that it works how I am used to, without following a protocol like “EPS” does, and the second reason is the price. The cost of a medical consultation with this health insurance is one-third of what it would cost without insurance. For example: The first visit to a dermatologist without private health insurance can cost around $180.000 COP ($65 USD approximately), but having a private insurance plan it will cost just $30.000 COP ($10 USD approximately), so it’s a big deal!

Now, how does private insurance work?

When you start your research for a private insurance company, an advisor will offer you a plan based on your requirements. When you choose one, you will be ready to make your first appointment.  For this, you can use their website or an app on your cell phone and schedule it with the doctor or specialist you want/need, and that’s it! Additionally, every private insurance group has something to distinguish themselves, so it will be a little difficult to choose among them. Here is a list of health insurances in Colombia to consider. All insurances, whether they are public or private, are able to assist you, so feel free to call them:

Colsanitas: 01 8000 979 020 / www.colsanitas.com

Mapfre: 01 8000 519 991 /  www.mapfre.com.co

Sanitas: 01 8000 919 100 / www.epssanitas.com

Sura: 01 8000 518 888 / www.segurossura.com.co

 

Looking for Travel Insurance?

In this case, you have many options. You can ask for travel insurance service within your current health insurance company back in your country. According to your trip, they will give you all the documents you need if something happens (not only for you but also for any lost documents). But, if you forgot and you are already in Colombia you can call your insurance or go for another plan with almost any travel agency. Here are some agencies and insurance companies that offer this service:

Assist Card: 01 8000 112 773 / www.assistcard.com

Despegar.com: 01 80000 113 915 /  www.despegar.com.co

Colasistencia: +57 (1) 742 8117 / www.colasistencia.net

Aseguratuviaje.com: +57 (1) 382 6762 / www.aseguratuviaje.com.co

  Did you like what you read? Share it with your friends, even the Colombian ones, this might be helpful for someone! Also subscribe to our newsletter and follow us on social media for more tourism information about Bogota. Keep reading and follow my articles on Colture! Are you a local business? Get in touch with us to be featured on our website!
Facebook
Google+
Twitter
Pinterest
WhatsApp

Leave a Reply

Share this post

EVENTS

Colture Meeting - Culture ExchangeWe take the word "language exchange" to another levelYear Around Event (2018) Super Wings, calle 32 # 15 - 22

Latest

Instagram
  • Chapinero is one of the best neighborhoods (and localities) to enjoy a truly local experience. It is recognized for its diversity and good vibes.
#collaborativeculture
#neighborhood #neighbor
#local #barrio #livinginstyle #wheretostay #wheretolive #place #rent #househunting #house #apartment #flat #stay #traveler #expat #colombia #bogota #ilovebogota
  • I’ve enjoyed Ajiaco my whole life. However, since I arrived to Bogotá, I’ve rediscovered this very typical Colombian soup and made it part of my daily life #collaborativeculture #culture #culturacolombiana #culturalexperience #gastronomy #food #tasty #deliciousfood #delicious #soup #warm #thingstodo #traveler #travelling #backpacker #activities #monday #day #ajiaco #southamerica #colombia #bogota #ilovebogota
  • Such a great and exciting evening! Lots of new people with the best attitude to have the nicest cultural experience ever! @wheeculture @meetinghouse.bar
#collaborativeculture #culturalexperience #colombianmusic #colombianculture #havefun #havingfun #friday #weekend #community #dancelessons #languageexchange #learnlanguages #thingstodo #colombia #bogota #ilovebogota
  • Because we love sharing our culture with everyone, come and join us in our #happythursday @meetinghouse.bar @wheeculture #collaborativeculture #colture #culture #weekend #wkend #dancer #dancelessons #dancing #reggaeton #howtodance #community #friends #conversation #englishvsspanish #english #spanishincolombia #spanish #languageexchange #bogota #colombia
  • Take your most comfortable backpack and let’s fill it to the top with essential things you should have if you traveling to Bogotá. #collaborativeculture #travelling #traveler #travelers #travels #backpacking #backpack #trip #viaje #cities #tipstotravel #thingstodo #southamerica #colombia #bogota #ilovebogota
  • Three typical Colombian alcoholic drinks from Bogotá you must try: Refajo, Canelazo and Chicha. These are so delicious and easy to prepare! #collaborativeculture #culturalexperience #gastronomy #food #drinks #typical #soda #alcohol #tradition #chicha #canelazo #travelling #traveler #thingstodo #tuesday #colombia #bogota #ilovebogota
  • A great attitude is the only thing that matters when you are in Colombia! With that,  you can dance like a professional,  speak Spanish like a native and spend the best time ever in our country! Thanks for coming and see you next week! #collaborativeculture #dancing #dancelessons #dancer #steps #happiness #community #friends #family #thingstodo #thursday #happymonday #traveler #traveling #culturalexperience #colombia #bogota #ilovebogota
  • Are you looking for a place to stay or visit in Bogotá? Check out one of the best neighborhoods in Bogotá: El Nogal.
https://www.colture.co/bogota/where-to-stay/neighbourhoods/el-nogal/ #collaborativeculture
#neighborhood #neighbor
#local #barrio #livinginstyle #wheretostay #wheretolive #place #rent #househunting #house #apartment #flat #stay #traveler #expat #colombia #bogota #ilovebogota
  • If you want to experience good Colombian coffee, hit up one of the many cafés in Bogotá and order one of these classic coffee-based drinks. www.colture.co/bogota/culture/gastronomy/colombian-coffee/
#collaborativeculture
#colombiancoffee #coffee #drinks #warm #warmdrinks #smell #traveler #traveling #travels #flavours #cafe #gastronomy #thingstodo #colombianculture #colombia #bogota #ilovebogota
  • Find here the most incredible free tours in Bogotá where you can get to know more about our culture, and country and see how locals enjoy this amazing city. https://www.colture.co/bogota/tips/to-travel/free-tours-in-bogota/  #collaborativeculture
#tourist #tour #thingstodo #walk #walking #freetour #travelling #traveler #travels #southamerica #colombia #bogota #ilovebogota

Colture - See places through the happiness glasses

Colture is a project to show places from a happiness perspective.

We want highlight and bring together all the amazing things from the places that are dear to us!

Join our community, comment and share!!